Cardekho loan

India’s Fastest & Trusted
Used Car Loan

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    5 Minute Approval100% paperless
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    Up to 100% LoanApproved instantly
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    Hassle Free RC TransferEnd to end support
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    5000+ Active Used CarsCertified and Trusted

Additional Benefits

  • trustmark100% paperless & digital
  • trustmarkFunding for up to 8 year old cars
  • trustmarkSame day car delivery possible
  • trustmarkComplete support for loan and RC Transfer

How it works?

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    1. Check your eligibility
    Provide basic personal and income details in the form securely
    Get instantly approved through Cardekho InstaLoan or choose from offers from our partners
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    2. Choose from 5000+ active cars
    Select a used car you like from over 5000+ active trusted cars on Cardekho
    Our experts can also help you find your dream used car
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    3. Drive away with your car
    Plan your delivery date whenever you desire. Our executive can help enable same day delivery
    Sign your loan documents and drive away with your dream car

Why is Cardekho the right choice for you?

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    ₹3,500 Cr + Auto Loan ProcessedWith more than ₹3,500 crore car loan disbursals and 10+ leading financiers, Cardekho is the biggest auto focused lending platform.
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    55,000+ Satisfied CustomersCardekho has delighted and earned the trust of over 55,000 happy customers from more than 65 cities and towns by helping them get a loan for their dream car purchase from India's leading lenders
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    35,000+ RCs TransferredWith our strong network of RTO agents, we help you with hassle free transfer ownership of your used car after your purchase. Cardekho provides end to end support till the transferred RC reaches you safely
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    65+ Serviceable LocationsCardekho can help you get a loan in over 65 cities and towns to fulfill your dream of purchasing your own car. We are constantly increasing our coverage to help more and more people with their used car purchase

Powered by India's most trusted car lenders

    Happy Customers

    Here's what our customers have to say about their loan experience with Cardekho
    • I have applied for loan on my used car without any long process.I have got all the details about the loan process very clearly through the agent .The car model was Volkswagen Vento and i have applied ...

      Preeti Chaturvedi
    • I have taken car loan on my used car directly through cardekho .The rate of interest and the processing fee are pretty nominal and the car name is Maruti Suzuki Swift. I am paying the premium on EMI b...

      Rajesh Verma
    • I have taken Used car loan directly through CarDekho. The car is second hand and the model was INNOVA 2015 and the loan is still active and paying the premium on EMI basis .The rate of interest and th...

      Pranay Verma
    • I have taken loan on car for my used car, Customer service was good, within a week I got this loan. where EMI's was starting from rupees 2,250 per lakh. Documentation process was smooth and hassle fre...

      Rajesh Kumar
    • I wanted to purchase a used car. The Cardekho team helped me find a good car and also helped me get finance done on the car. They also took care of the RC transfer. Thanks for awesome experience

      Aditya Goyal
    • I really liked the positive attitude and dedication of your sales team. Very supportive staff


    Frequently Asked Questions

    What are the benefits of applying through CarDekho?

    CarDekho is a one-stop solution for all your car finance needs. We have partnered with India’s leading banks and NBFCs to help you get a loan to purchase your dream car. We provide you with door-step assistance making the process hassle-free and quick. Just fill the form, check your eligible quotes from our partners and submit the application with us. We will take care of the rest.

    How can I benefit from getting my loan approved before finalizing my car?

    Getting your loan approved before finalizing your car has multiple benefits. 1. You save on processing time of the application helping you get faster approval and 2. You get to know your overall loan eligibility based on your budget. This helps you shortlist more cars that meet your eligibility before finalizing one.

    What is CarDekho InstaLoan and what is the benefit?

    CarDekho InstaLoan is India's fastest used car loan, where we help you get your instant offer which is a hard approval. The process is completely paperless and online. We power this complete experience for you through InstaLoan, while your loan is booked with our finance partner. Paperwork is done at the time of delivery and the car is released as soon as you complete the paperwork making the entire process instant and seamless.

    How much loan can I get on a used car?

    Loan amount eligibility depends on the value of the car you are purchasing. You can get a loan upto 90% of the car value. Some lenders even provide upto 100% funding depending on your application. You can get more information about this from our loan consultant after completing the application

    Do I need to go to the Bank to complete documentation/visit the CarDekho office myself to sign docs?

    Absolutely NOT! Our executive will get the loan agreement and print outs of all the online submitted documents. All signatures and application filling will be done at one go at the time of car release at the dealership.

    What will be the rate of interest for my loan? Is PF charged on my loan?

    We provide offers starting from 14.5% per annum. Your exact rate of interest will be determined by the lender basis your loan application. Lenders generally charge you with a processing fee directly deducted from your loan amount. The processing fees can be negotiated with the lender at the time of sanction of your application.

    What is the process of transfer of ownership after my loan is sanctioned?

    After your loan application is sanctioned, CarDekho helps you in transfer of ownership of the vehicle in your name. To start the process, we get original documents of the vehicle you have purchased, collected and submit it to the RTO on your behalf. The transferred RC is then directly sent to your current address post transfer of ownership and hypothecation addition.

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